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PNB Full Form – Punjab National Bank

Details about PNB:

The PNB full form is Punjab National Bank. As a splinter group from the Swadeshi Movement, PNB was established in Lahore (now in Pakistan) in 1894. The most motivated founders included Sardar Dayal Singh Majithia, Lala HarKishen Lal, Lala Lalchand, Shri Kali Prasanna Roy, Shri E.C. Jessawala, Shri Prabhu Dayal, Bakshi Jaishi Ram, and Lala Dholan Dass.

The first national bank with Indian capital, owned, managed, and operated by Indians for citizens of India’s benefit, was founded by them with a shared desire for missionary work. Lala Lajpat Rai, renowned as the Lion of Punjab, was engaged in the Bank’s early management in a significant way.

PNB savings account and its types:

Interest rates for savings accounts at the Punjab National Bank begin at 2.80% per annum and increase to 2.70% p.a. This account can be created by local residents as well as groups, societies, and Hindu Undivided Families (HUFs). Some accounts require you to maintain an average quarterly balance in addition to the minimum deposit amount of Rs. 500 and more. The bank also offers free ATM/Debit cards, safe deposit boxes, checkbooks, and numerous additional benefits. Let us see its types of savings accounts.

PNB saving Deposit General Account- Residents may open a single or joint savings account of this sort, as well as accounts through associations, trusts, Hindu Undivided Families (HUFs), clubs, societies, etc. Institutions may open this account as well, but only with RBI’s express permission.

PNB Premium saving account- The PNB full form is Punjab National Bank, it can be created either singly or jointly. The cash withdrawal charges at all branches and cash deposit charges at the local branch, moreover, this type of account is free. Like this, there are several beneficial types of accounts available in PNB and offering many advantages in saving account.

Filed Under: General Full Forms

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